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  • The mutual is now offering a five-year fixed rate for remortgage (75percent LTV) at 4.28percent with a 999 fee.
  • These limits forfeit any unplayed cash or spins once the validity period ends.
  • The average rate for a two-year fixed rate residential mortgage is now 5.38percent, while a five-year fix has an average rate of 5.05percent.
  • The maximum win cap varies from casino to casino and can range from 10 up to 200.
  • Lenders are pushing up the cost of fixed-rate mortgages as financial markets become jittery in the run-up to the Bank of England interest rate decision on 11 May, writes Jo Thornhill.

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July: Fixed Mortgage Rates Under Sustained Pressure | you could look here

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Two-year equivalent remortgage rates will rise from 4.84percent to 4.94percent. Halifax for Intermediaries is increasing its maximum loan to value ratio on part-repayment/ part-interest-only mortgages from 75percent to 85percent from tomorrow . The maximum LTV on pure interest-only loans remains at 75percent. For smaller loan sizes, the best five-year purchase rate is now at 4.4percent with a 999 fee, on offer with Santander. Over two years, MPowered’s equivalent fixed-rate deal for purchase has been slashed to 4.67percent (down from 4.84percent), also with a 999 fee.

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You have to claim them before they expire, otherwise you won’t be able to get them and benefit from them. The exact requirements for qualifying are explained in full in the terms and conditions. If you don’t read the fine print, you may well think you’ve earned the spins when in fact you haven’t.

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However, this deal is on offer only to borrowers with at least 40percent equity in their property or cash deposit to put towards their purchase. Barclays has also announced cuts of up to 0.5 percentage points on selected purchase fixed rates. The reductions take the cost of the lender’s two-year fixed rate for purchases down to 4.17percent (from a previous 4.62percent) with a 899 fee and 40percent deposit. The same deal for borrowers with a 25percent deposit (75percent LTV) has been reduced to 4.2percent (from 4.7percent). Coventry building society has cut residential fixed rates by up to 0.2 percentage points and buy-to-let rates by up to 0.22 percentage points. The mutual lender is offering a five-year fixed rate for residential remortgage from 4.29percent (65percent LTV) with a 999 fee, for example.